🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 70780

Sunshine, Louisiana

5.7out of 10
Moderate Risk

Risk Summary for ZIP 70780

ZIP 70780 scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Drought

All 18 Hazard Scores

Hurricane
9.6
Coastal Flooding
9.5
Drought
8.7
Tornado
8.0
Extreme Heat
7.6
Cold Wave
7.6
Lightning
6.2
Strong Wind
5.5
Ice Storm
5.5
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Earthquake
4.3
Landslide
3.0
Hail
2.6
Winter Weather
2.3
Wildfire
1.8
Riverine Flooding
1.0

How it compares

ZIP 70780
5.7
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 70780, Louisiana

Located in the Deep South, ZIP 70780 serves the Sunshine community. The humid subtropical climate of this part of Louisiana β€” bringing very hot summers, mild winters, and exceptionally high humidity β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 70780's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include coastal flood and drought.

Relative to other U.S. communities, ZIP 70780's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Louisiana. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 70780's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 70780: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Risk for the surrounding area

Local Factors for ZIP 70780

These city-level factors differentiate ZIP 70780 from other communities in Louisiana County and provide geographic context for its hazard exposure.

Population

487

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

30.2954Β° N, 91.1699Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 70780

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.