🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 73523

Altus Afb, Oklahoma

6.3out of 10
High Risk

Risk Summary for ZIP 73523

ZIP 73523 scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Drought Ice Storm

All 18 Hazard Scores

Strong Wind
10.0
Drought
8.7
Ice Storm
8.7
Hail
8.6
Extreme Heat
8.0
Tornado
7.4
Wildfire
7.0
Winter Weather
6.9
Cold Wave
5.6
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
5.0
Earthquake
4.9
Coastal Flooding
4.9
Avalanche
4.5
Landslide
3.4
Lightning
2.5
Riverine Flooding
1.0

How it compares

ZIP 73523
6.3
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 73523, Oklahoma

ZIP 73523 in Altus Afb sits in the interior eastern United States. Its semi-arid climate produces hot summers, variable winters, and exposure at the center of Tornado Alley, and notably a globally significant tornado season that peaks in spring. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 73523 carries an overall risk score of 6.3/10, placing it in the high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to drought and ice storm.

Within Oklahoma, ZIP 73523's risk is, near the 6.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Oklahoma identifies wind as the foremost hazard, followed by drought and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 73523 residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 73523: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Risk for the surrounding area

Local Factors for ZIP 73523

These city-level factors differentiate ZIP 73523 from other communities in Oklahoma County and provide geographic context for its hazard exposure.

Population

243

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.0/10

Coordinates

34.6553Β° N, 99.2853Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 73523

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.