🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 74523

Antlers, Oklahoma

5.7out of 10
Moderate Risk

Risk Summary for ZIP 74523

ZIP 74523 scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Wildfire Drought

All 18 Hazard Scores

Wildfire
9.0
Ice Storm
9.0
Drought
8.1
Extreme Heat
7.5
Hail
6.3
Tornado
6.0
Landslide
5.5
Hurricane
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.8
Earthquake
4.5
Avalanche
4.5
Lightning
3.6
Strong Wind
3.3
Cold Wave
3.3
Riverine Flooding
1.0

How it compares

ZIP 74523
5.7
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 74523, Oklahoma

ZIP 74523 covers part of the Antlers area, in the interior eastern United States. The surrounding region experiences hot summers, variable winters, and exposure at the center of Tornado Alley, with a globally significant tornado season that peaks in spring shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 74523's composite natural disaster risk at 5.7 out of 10 β€” moderate risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for wildfire and drought risk in their preparedness planning.

ZIP 74523's risk score, slightly below the 6.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are ice storm, wildfire, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 74523 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for ZIP 74523: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Risk for the surrounding area

Local Factors for ZIP 74523

These city-level factors differentiate ZIP 74523 from other communities in Oklahoma County and provide geographic context for its hazard exposure.

Population

5,817

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

34.2517Β° N, 95.6002Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 74523

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.