Natural Disaster Risk — ZIP Code 74549

Natural Hazard Profile: ZIP 74549, Oklahoma

ZIP 74549 in Honobia sits in the interior eastern United States. Its semi-arid climate produces hot summers, variable winters, and exposure at the center of Tornado Alley, and notably a globally significant tornado season that peaks in spring. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 74549 carries an overall risk score of 7.4/10, placing it in the high category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to wildfire and drought.

Within Oklahoma, ZIP 74549's risk is, slightly above the 6.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Oklahoma identifies ice storm as the foremost hazard, followed by wildfire and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 74549's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.