🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 80222

Denver, Colorado

7.2out of 10
High Risk

Risk Summary for ZIP 80222

ZIP 80222 scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Lightning Tornado

All 18 Hazard Scores

Hail
10.0
Lightning
9.9
Tornado
9.8
Volcanic Activity
9.8
Strong Wind
9.7
Winter Weather
9.3
Cold Wave
9.3
Earthquake
9.2
Landslide
8.9
Extreme Heat
7.5
Wildfire
6.6
Tsunami
5.4
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.1
Ice Storm
2.7
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 80222
7.2
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 80222, Colorado

ZIP 80222 in Denver sits in the Great Plains. Its semi-arid continental climate produces dry air, significant mountain snowfall, and rapid weather changes, and notably dramatic spring snowstorms and summer hailstorms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 80222 carries an overall risk score of 7.2/10, placing it in the high category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to lightning and tornado.

Within Colorado, ZIP 80222's risk is, considerably above the 5.2/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Colorado identifies hail as the foremost hazard, followed by lightning and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 80222 residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 80222: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Risk for the surrounding area

Local Factors for ZIP 80222

These city-level factors differentiate ZIP 80222 from other communities in Colorado County and provide geographic context for its hazard exposure.

Population

23,838

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.6/10

Coordinates

39.6713Β° N, 104.9283Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 80222

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.