🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 80471

Pinecliffe, Colorado

7.8out of 10
High Risk

Risk Summary for ZIP 80471

ZIP 80471 scores 7.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Lightning Avalanche

All 18 Hazard Scores

Hail
9.9
Lightning
9.9
Wildfire
9.8
Avalanche
9.8
Winter Weather
9.7
Volcanic Activity
9.7
Tornado
9.4
Landslide
9.1
Strong Wind
8.8
Earthquake
8.3
Ice Storm
7.7
Cold Wave
7.4
Extreme Heat
6.6
Tsunami
5.4
Coastal Flooding
4.9
Drought
4.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 80471
7.8
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 80471, Colorado

ZIP 80471 in Pinecliffe sits in the Great Plains. Its semi-arid continental climate produces dry air, significant mountain snowfall, and rapid weather changes, and notably dramatic spring snowstorms and summer hailstorms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 80471 carries an overall risk score of 7.8/10, placing it in the high category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to lightning and avalanche.

Within Colorado, ZIP 80471's risk is, considerably above the 5.2/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Colorado identifies hail as the foremost hazard, followed by lightning and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 80471 residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 80471: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Risk for the surrounding area

Local Factors for ZIP 80471

These city-level factors differentiate ZIP 80471 from other communities in Colorado County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

39.9351Β° N, 105.4205Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 80471

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.