Natural Disaster Risk — ZIP Code 81063

Natural Hazard Profile: ZIP 81063, Colorado

ZIP 81063 covers part of the Ordway area, in the Great Plains. The surrounding region experiences dry air, significant mountain snowfall, and rapid weather changes, with dramatic spring snowstorms and summer hailstorms shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 81063's composite natural disaster risk at 4.1 out of 10 — moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for hail and tsunami risk in their preparedness planning.

ZIP 81063's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are wildfire, hail, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 81063's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.