Natural Disaster Risk — ZIP Code 82219

Natural Hazard Profile: ZIP 82219, Wyoming

Located in the Great Plains, ZIP 82219 serves the Jay Em community. The semi-arid climate of this part of Wyoming — bringing high winds, cold winters, and significant snowfall at elevation — directly shapes the hazard exposure for properties in this postal area.

ZIP 82219's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include winter and avalanche.

Relative to other U.S. communities, ZIP 82219's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.3/10 state average. The hazard distribution here is led by hail and winter, as measured by FEMA across Wyoming. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 82219's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.