Natural Disaster Risk — ZIP Code 82244

Natural Hazard Profile: ZIP 82244, Wyoming

ZIP 82244 in Yoder sits in the Great Plains. Its semi-arid climate produces high winds, cold winters, and significant snowfall at elevation, and notably blizzards and rapid weather changes. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 82244 carries an overall risk score of 5.5/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to winter and avalanche.

Within Wyoming, ZIP 82244's risk is, near the 5.3/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Wyoming identifies hail as the foremost hazard, followed by winter and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 82244's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.