🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 82937

Lyman, Wyoming

4.8out of 10
Moderate Risk

Risk Summary for ZIP 82937

ZIP 82937 scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Wildfire Landslide

All 18 Hazard Scores

Winter Weather
8.8
Wildfire
8.6
Landslide
8.2
Avalanche
8.1
Lightning
7.1
Earthquake
6.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
3.0
Cold Wave
3.0
Drought
2.8
Hurricane
2.4
Ice Storm
2.4
Tornado
2.2
Hail
1.9
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

ZIP 82937
4.8
Wyoming avg.
5.3
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 82937, Wyoming

ZIP 82937 in Lyman sits in the Great Plains. Its semi-arid climate produces high winds, cold winters, and significant snowfall at elevation, and notably blizzards and rapid weather changes. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 82937 carries an overall risk score of 4.8/10, placing it in the moderate category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to wildfire and landslide.

Within Wyoming, ZIP 82937's risk is, slightly below the 5.3/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Wyoming identifies winter as the foremost hazard, followed by wildfire and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 82937 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for ZIP 82937: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Risk for the surrounding area

Local Factors for ZIP 82937

These city-level factors differentiate ZIP 82937 from other communities in Wyoming County and provide geographic context for its hazard exposure.

Population

3,542

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.6/10

Coordinates

41.3491Β° N, 110.2634Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 82937

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Wyoming

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.