🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 83121

Frontier, Wyoming

5.4out of 10
Moderate Risk

Risk Summary for ZIP 83121

ZIP 83121 scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Volcanic Activity

All 18 Hazard Scores

Avalanche
10.0
Landslide
9.6
Volcanic Activity
9.5
Earthquake
8.9
Winter Weather
8.9
Wildfire
8.6
Lightning
7.5
Tsunami
5.4
Coastal Flooding
4.9
Drought
3.1
Ice Storm
2.7
Cold Wave
2.6
Tornado
2.4
Hurricane
2.4
Hail
2.3
Strong Wind
2.2
Extreme Heat
1.5
Riverine Flooding
1.0

How it compares

ZIP 83121
5.4
Wyoming avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 83121, Wyoming

ZIP 83121 covers part of the Frontier area, in the Great Plains. The surrounding region experiences high winds, cold winters, and significant snowfall at elevation, with blizzards and rapid weather changes shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 83121's composite natural disaster risk at 5.4 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for landslide and volcano risk in their preparedness planning.

ZIP 83121's risk score, near the 5.3/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are avalanche, landslide, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 83121 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for ZIP 83121: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Risk for the surrounding area

Local Factors for ZIP 83121

These city-level factors differentiate ZIP 83121 from other communities in Wyoming County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.6/10

Coordinates

41.8498Β° N, 110.5402Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 83121

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Wyoming

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.