🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 83423

Dubois, Idaho

3.8out of 10
Low Risk

Risk Summary for ZIP 83423

ZIP 83423 scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Volcanic Activity Wildfire

All 18 Hazard Scores

Avalanche
9.6
Volcanic Activity
9.3
Wildfire
6.9
Landslide
5.6
Tsunami
5.4
Coastal Flooding
4.9
Earthquake
4.0
Drought
2.7
Winter Weather
2.5
Hurricane
2.4
Cold Wave
2.4
Extreme Heat
1.8
Ice Storm
1.7
Lightning
1.5
Tornado
1.4
Strong Wind
1.4
Hail
1.4
Riverine Flooding
1.0

How it compares

ZIP 83423
3.8
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 83423, Idaho

ZIP 83423 in Dubois sits in the Great Plains. Its semi-arid climate produces dry summers, cold winters, and significant wildfire risk, and notably a high fire danger period from July through September. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 83423 carries an overall risk score of 3.8/10, placing it in the low category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to volcano and wildfire.

Within Idaho, ZIP 83423's risk is, slightly below the 5.1/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Idaho identifies avalanche as the foremost hazard, followed by volcano and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 83423 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” avalanche β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 83423: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Risk for the surrounding area

Local Factors for ZIP 83423

These city-level factors differentiate ZIP 83423 from other communities in Idaho County and provide geographic context for its hazard exposure.

Population

729

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.9/10

Coordinates

44.3397Β° N, 112.3320Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 83423

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.