🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 83435

Monteview, Idaho

5.5out of 10
Moderate Risk

Risk Summary for ZIP 83435

ZIP 83435 scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Winter Weather Cold Wave

All 18 Hazard Scores

Volcanic Activity
9.6
Winter Weather
8.5
Cold Wave
8.4
Earthquake
8.3
Extreme Heat
8.2
Avalanche
8.1
Wildfire
6.7
Lightning
6.0
Tsunami
5.4
Coastal Flooding
4.9
Landslide
4.3
Drought
3.2
Hail
3.0
Ice Storm
2.6
Hurricane
2.4
Strong Wind
2.3
Tornado
1.9
Riverine Flooding
1.0

How it compares

ZIP 83435
5.5
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 83435, Idaho

ZIP 83435 in Monteview sits in the Great Plains. Its semi-arid climate produces dry summers, cold winters, and significant wildfire risk, and notably a high fire danger period from July through September. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 83435 carries an overall risk score of 5.5/10, placing it in the moderate category. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. The area also faces notable exposure to winter and cold wave.

Within Idaho, ZIP 83435's risk is, slightly above the 5.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Idaho identifies volcano as the foremost hazard, followed by winter and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 83435 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.

What this means for ZIP 83435: Volcanic Activity preparedness

  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.

Risk for the surrounding area

Local Factors for ZIP 83435

These city-level factors differentiate ZIP 83435 from other communities in Idaho County and provide geographic context for its hazard exposure.

Population

600

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.7/10

Coordinates

43.9847Β° N, 112.5804Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 83435

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.