🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 83525

Elk City, Idaho

4.6out of 10
Moderate Risk

Risk Summary for ZIP 83525

ZIP 83525 scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Wildfire Avalanche

All 18 Hazard Scores

Wildfire
9.9
Landslide
9.9
Avalanche
9.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.8
Winter Weather
4.8
Extreme Heat
4.6
Lightning
4.1
Drought
2.6
Ice Storm
2.6
Hurricane
2.4
Cold Wave
2.3
Hail
2.1
Tornado
1.8
Strong Wind
1.8
Riverine Flooding
1.0

How it compares

ZIP 83525
4.6
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 83525, Idaho

ZIP 83525 in Elk City sits in the northern tier of the continental United States. Its semi-arid climate produces dry summers, cold winters, and significant wildfire risk, and notably a high fire danger period from July through September. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 83525 carries an overall risk score of 4.6/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to wildfire and avalanche.

Within Idaho, ZIP 83525's risk is, slightly below the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Idaho identifies landslide as the foremost hazard, followed by wildfire and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 83525 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for ZIP 83525: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Risk for the surrounding area

Local Factors for ZIP 83525

These city-level factors differentiate ZIP 83525 from other communities in Idaho County and provide geographic context for its hazard exposure.

Population

296

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 45.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

45.7380Β° N, 115.3937Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 83525

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.