Natural Disaster Risk — ZIP Code 83526

Natural Hazard Profile: ZIP 83526, Idaho

ZIP 83526 covers part of the Ferdinand area, in the Pacific Northwest. The surrounding region experiences dry summers, cold winters, and significant wildfire risk, with a high fire danger period from July through September shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 83526's composite natural disaster risk at 4.6 out of 10 — moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for wildfire and avalanche risk in their preparedness planning.

ZIP 83526's risk score, slightly below the 5.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are landslide, wildfire, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 83526's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.