🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 83543

Nezperce, Idaho

3.6out of 10
Low Risk

Risk Summary for ZIP 83543

ZIP 83543 scores 3.6/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Tsunami

All 18 Hazard Scores

Avalanche
9.3
Wildfire
8.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.7
Earthquake
3.3
Extreme Heat
3.0
Drought
2.6
Hurricane
2.4
Cold Wave
2.1
Hail
2.0
Ice Storm
1.7
Tornado
1.5
Strong Wind
1.5
Winter Weather
1.5
Lightning
1.4
Riverine Flooding
1.0

How it compares

ZIP 83543
3.6
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 83543, Idaho

ZIP 83543 in Nezperce sits in the Pacific Northwest. Its semi-arid climate produces dry summers, cold winters, and significant wildfire risk, and notably a high fire danger period from July through September. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 83543 carries an overall risk score of 3.6/10, placing it in the low category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to wildfire and tsunami.

Within Idaho, ZIP 83543's risk is, slightly below the 5.1/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Idaho identifies avalanche as the foremost hazard, followed by wildfire and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, ZIP 83543 is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers avalanche β€” remains prudent for all residents.

What this means for ZIP 83543: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Risk for the surrounding area

Local Factors for ZIP 83543

These city-level factors differentiate ZIP 83543 from other communities in Idaho County and provide geographic context for its hazard exposure.

Population

739

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 46.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.8/10

Coordinates

46.2736Β° N, 116.2382Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 83543

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.