Natural Disaster Risk — ZIP Code 83814

Natural Hazard Profile: ZIP 83814, Idaho

ZIP 83814 covers part of the Coeur D Alene area, in the Pacific Northwest. The surrounding region experiences dry summers, cold winters, and significant wildfire risk, with a high fire danger period from July through September shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 83814's composite natural disaster risk at 6.2 out of 10 — high risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for winter and avalanche risk in their preparedness planning.

ZIP 83814's risk score, slightly above the 5.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are landslide, winter, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, ZIP 83814 residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.