Natural Disaster Risk — ZIP Code 83870

Tensed, Idaho

4.4out of 10

Moderate Risk

Risk Summary for ZIP 83870

Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.

Top Hazards

Landslide Avalanche Wildfire

All 18 Hazard Scores

Landslide

9.5

Avalanche

9.0

Wildfire

7.8

Tsunami

5.4

Volcanic Activity

5.1

Ice Storm

5.0

Coastal Flooding

4.9

Winter Weather

4.5

Cold Wave

4.0

Extreme Heat

3.7

Earthquake

3.6

Drought

2.5

Hurricane

2.4

Strong Wind

1.9

Hail

1.8

Tornado

1.7

Lightning

1.6

Riverine Flooding

1.0

How it compares

ZIP 83870

4.4

Idaho avg.

5.1

US national avg.

4.5

Live Conditions

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🏠 What this means for insurance

Average risk — standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Other cities in Idaho

Meridian7.1/10 Twin Falls6.3/10 Nampa6.4/10 Boise7.1/10 Post Falls6.2/10 Rexburg6.1/10 Idaho Falls6.9/10 Coeur D Alene6.2/10

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.