🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 83872

Viola, Idaho

4.7out of 10
Moderate Risk

Risk Summary for ZIP 83872

ZIP 83872 scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Landslide

All 18 Hazard Scores

Wildfire
9.3
Avalanche
9.2
Landslide
7.9
Cold Wave
5.9
Extreme Heat
5.8
Tsunami
5.4
Earthquake
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
3.4
Ice Storm
3.0
Strong Wind
2.9
Drought
2.6
Winter Weather
2.5
Hurricane
2.4
Tornado
2.1
Lightning
1.8
Riverine Flooding
1.0

How it compares

ZIP 83872
4.7
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 83872, Idaho

Located in the Pacific Northwest, ZIP 83872 serves the Viola community. The semi-arid climate of this part of Idaho β€” bringing dry summers, cold winters, and significant wildfire risk β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 83872's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include avalanche and landslide.

Relative to other U.S. communities, ZIP 83872's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by wildfire and avalanche, as measured by FEMA across Idaho. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 83872's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 83872: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Risk for the surrounding area

Local Factors for ZIP 83872

These city-level factors differentiate ZIP 83872 from other communities in Idaho County and provide geographic context for its hazard exposure.

Population

818

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 46.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.3/10

Coordinates

46.8577Β° N, 116.9725Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 83872

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.