Natural Disaster Risk — ZIP Code 87004

Natural Hazard Profile: ZIP 87004, New Mexico

Located in the arid interior West, ZIP 87004 serves the Bernalillo community. The semi-arid climate of this part of New Mexico — bringing hot, dry summers and cold winters with dramatic elevation variation — directly shapes the hazard exposure for properties in this postal area.

ZIP 87004's overall natural disaster risk is rated 6.7/10 (High) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include wildfire and volcano.

Relative to other U.S. communities, ZIP 87004's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by landslide and wildfire, as measured by FEMA across New Mexico. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 87004's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.