Natural Disaster Risk — ZIP Code 87413

Natural Hazard Profile: ZIP 87413, New Mexico

ZIP 87413 in Bloomfield sits in the Great Plains. Its semi-arid climate produces hot, dry summers and cold winters with dramatic elevation variation, and notably a late-summer monsoon season with flash flood risk. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 87413 carries an overall risk score of 6.6/10, placing it in the high category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to lightning and landslide.

Within New Mexico, ZIP 87413's risk is, slightly above the 5.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of New Mexico identifies drought as the foremost hazard, followed by lightning and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 87413's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.