Natural Disaster Risk — ZIP Code 87713

Natural Hazard Profile: ZIP 87713, New Mexico

ZIP 87713 in Chacon sits in the Great Plains. Its semi-arid climate produces hot, dry summers and cold winters with dramatic elevation variation, and notably a late-summer monsoon season with flash flood risk. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 87713 carries an overall risk score of 4.3/10, placing it in the moderate category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to avalanche and landslide.

Within New Mexico, ZIP 87713's risk is, slightly below the 5.6/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of New Mexico identifies wildfire as the foremost hazard, followed by avalanche and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 87713's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.