🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 87820

Aragon, New Mexico

4.7out of 10
Moderate Risk

Risk Summary for ZIP 87820

ZIP 87820 scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Landslide Volcanic Activity

All 18 Hazard Scores

Wildfire
9.7
Landslide
9.5
Volcanic Activity
9.5
Avalanche
9.1
Lightning
8.5
Tsunami
5.4
Coastal Flooding
4.9
Winter Weather
4.3
Drought
3.4
Earthquake
3.2
Cold Wave
2.7
Hurricane
2.4
Extreme Heat
2.0
Ice Storm
1.8
Hail
1.5
Tornado
1.4
Strong Wind
1.4
Riverine Flooding
1.0

How it compares

ZIP 87820
4.7
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 87820, New Mexico

Located in the arid interior West, ZIP 87820 serves the Aragon community. The semi-arid climate of this part of New Mexico β€” bringing hot, dry summers and cold winters with dramatic elevation variation β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 87820's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include landslide and volcano.

Relative to other U.S. communities, ZIP 87820's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.6/10 state average. The hazard distribution here is led by wildfire and landslide, as measured by FEMA across New Mexico. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 87820 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for ZIP 87820: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Risk for the surrounding area

Local Factors for ZIP 87820

These city-level factors differentiate ZIP 87820 from other communities in New Mexico County and provide geographic context for its hazard exposure.

Population

135

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.7/10

Coordinates

33.9045Β° N, 108.5584Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 87820

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.