Natural Disaster Risk — ZIP Code 98204

Natural Hazard Profile: ZIP 98204, Washington

ZIP 98204 in Everett sits in the Pacific Northwest. Its oceanic climate produces mild, rainy winters west of the Cascades and semi-arid conditions to the east, and notably a critical wildfire period in eastern Washington each summer. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 98204 carries an overall risk score of 7.3/10, placing it in the high category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to volcano and earthquake.

Within Washington, ZIP 98204's risk is, slightly above the 5.8/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Washington identifies landslide as the foremost hazard, followed by volcano and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 98204's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.