🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 98207

Everett, Washington

7.3out of 10
High Risk

Risk Summary for ZIP 98207

ZIP 98207 scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Volcanic Activity Earthquake

All 18 Hazard Scores

Landslide
10.0
Volcanic Activity
10.0
Earthquake
9.9
Tsunami
9.8
Avalanche
9.8
Ice Storm
9.8
Extreme Heat
9.7
Coastal Flooding
9.7
Winter Weather
9.5
Lightning
8.8
Cold Wave
6.9
Wildfire
6.6
Tornado
4.6
Hail
2.6
Hurricane
2.4
Drought
2.4
Strong Wind
1.9
Riverine Flooding
1.0

How it compares

ZIP 98207
7.3
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 98207, Washington

ZIP 98207 in Everett sits in the Pacific Northwest. Its oceanic climate produces mild, rainy winters west of the Cascades and semi-arid conditions to the east, and notably a critical wildfire period in eastern Washington each summer. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 98207 carries an overall risk score of 7.3/10, placing it in the high category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to volcano and earthquake.

Within Washington, ZIP 98207's risk is, slightly above the 5.8/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Washington identifies landslide as the foremost hazard, followed by volcano and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 98207 residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 98207: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Risk for the surrounding area

Local Factors for ZIP 98207

These city-level factors differentiate ZIP 98207 from other communities in Washington County and provide geographic context for its hazard exposure.

Population

843

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.6/10

Coordinates

47.9879Β° N, 122.2229Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 98207

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Washington

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.