🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 98610

Carson, Washington

5.3out of 10
Moderate Risk

Risk Summary for ZIP 98610

ZIP 98610 scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Wildfire Avalanche

All 18 Hazard Scores

Volcanic Activity
10.0
Wildfire
9.5
Avalanche
9.0
Earthquake
8.9
Coastal Flooding
8.8
Landslide
8.4
Cold Wave
6.7
Tsunami
5.4
Extreme Heat
4.7
Ice Storm
4.1
Winter Weather
3.3
Strong Wind
2.5
Hurricane
2.4
Drought
2.4
Tornado
1.7
Lightning
1.6
Hail
1.5
Riverine Flooding
1.0

How it compares

ZIP 98610
5.3
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 98610, Washington

ZIP 98610 covers part of the Carson area, in the Pacific Northwest. The surrounding region experiences mild, rainy winters west of the Cascades and semi-arid conditions to the east, with a critical wildfire period in eastern Washington each summer shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 98610's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. The threat from nearby active volcanoes tops the local risk profile, with potential hazards including ash fall that disrupts air travel and agriculture, and lava that threatens infrastructure. Residents should also account for wildfire and avalanche risk in their preparedness planning.

ZIP 98610's risk score, slightly below the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are volcano, wildfire, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 98610's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 98610: Volcanic Activity preparedness

  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.

Risk for the surrounding area

Local Factors for ZIP 98610

These city-level factors differentiate ZIP 98610 from other communities in Washington County and provide geographic context for its hazard exposure.

Population

2,832

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 45.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.5/10

Coordinates

45.7777Β° N, 122.0140Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 98610

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Washington

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.