🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 99506

Jber, Alaska

5.8out of 10
Moderate Risk

Risk Summary for ZIP 99506

ZIP 99506 scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Avalanche Landslide

All 18 Hazard Scores

Earthquake
10.0
Winter Weather
9.9
Landslide
9.9
Tsunami
9.9
Volcanic Activity
9.9
Avalanche
9.9
Coastal Flooding
9.0
Wildfire
8.1
Lightning
4.6
Cold Wave
3.7
Ice Storm
3.5
Hurricane
2.4
Hail
1.9
Drought
1.7
Tornado
1.3
Strong Wind
1.2
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

ZIP 99506
5.8
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 99506, Alaska

ZIP 99506 in Jber sits in Alaska, the northernmost U.S. state. Its subarctic climate produces subarctic conditions with extreme cold winters and brief summers, and notably severe winter storms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 99506 carries an overall risk score of 5.8/10, placing it in the moderate category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to avalanche and landslide.

Within Alaska, ZIP 99506's risk is, slightly above the 4.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Alaska identifies earthquake as the foremost hazard, followed by avalanche and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 99506 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for ZIP 99506: Earthquake preparedness

  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.

Risk for the surrounding area

Local Factors for ZIP 99506

These city-level factors differentiate ZIP 99506 from other communities in Alaska County and provide geographic context for its hazard exposure.

Population

7,028

Small Town

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 61.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

61.2651Β° N, 149.8007Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 99506

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.