Natural Disaster Risk — ZIP Code 99547

Natural Hazard Profile: ZIP 99547, Alaska

Located in Alaska, the northernmost U.S. state, ZIP 99547 serves the Atka community. The subarctic climate of this part of Alaska — bringing subarctic conditions with extreme cold winters and brief summers — directly shapes the hazard exposure for properties in this postal area.

ZIP 99547's overall natural disaster risk is rated 4.1/10 (Moderate) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include volcano and avalanche.

Relative to other U.S. communities, ZIP 99547's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 4.6/10 state average. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Alaska. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 99547's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.