🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 99614

Kipnuk, Alaska

5.1out of 10
Moderate Risk

Risk Summary for ZIP 99614

ZIP 99614 scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Cold Wave Avalanche

All 18 Hazard Scores

Tsunami
9.8
Cold Wave
9.6
Volcanic Activity
9.5
Avalanche
9.5
Winter Weather
9.1
Wildfire
8.6
Earthquake
5.6
Coastal Flooding
4.9
Landslide
4.6
Lightning
3.7
Hurricane
2.4
Ice Storm
2.0
Drought
1.7
Tornado
1.4
Strong Wind
1.3
Hail
1.3
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

ZIP 99614
5.1
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 99614, Alaska

ZIP 99614 in Kipnuk sits in Alaska, the northernmost U.S. state. Its subarctic climate produces subarctic conditions with extreme cold winters and brief summers, and notably severe winter storms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 99614 carries an overall risk score of 5.1/10, placing it in the moderate category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to cold wave and avalanche.

Within Alaska, ZIP 99614's risk is, slightly above the 4.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Alaska identifies tsunami as the foremost hazard, followed by cold wave and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 99614 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.

What this means for ZIP 99614: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Risk for the surrounding area

Local Factors for ZIP 99614

These city-level factors differentiate ZIP 99614 from other communities in Alaska County and provide geographic context for its hazard exposure.

Population

706

Rural

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 59.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.6/10

Coordinates

59.9373Β° N, 164.0616Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 99614

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.