Natural Disaster Risk — ZIP Code 99693

Natural Hazard Profile: ZIP 99693, Alaska

ZIP 99693 covers part of the Whittier area, in Alaska, the northernmost U.S. state. The surrounding region experiences subarctic conditions with extreme cold winters and brief summers, with severe winter storms shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 99693's composite natural disaster risk at 4.4 out of 10 — moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for tsunami and landslide risk in their preparedness planning.

ZIP 99693's risk score, near the 4.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are avalanche, tsunami, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 99693's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.