Natural Disaster Risk — ZIP Code 99727

Natural Hazard Profile: ZIP 99727, Alaska

Located in Alaska, the northernmost U.S. state, ZIP 99727 serves the Buckland community. The subarctic climate of this part of Alaska — bringing subarctic conditions with extreme cold winters and brief summers — directly shapes the hazard exposure for properties in this postal area.

ZIP 99727's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include volcano and avalanche.

Relative to other U.S. communities, ZIP 99727's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.6/10 state average. The hazard distribution here is led by cold wave and volcano, as measured by FEMA across Alaska. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 99727's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.