🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 99760

Nenana, Alaska

5.2out of 10
Moderate Risk

Risk Summary for ZIP 99760

ZIP 99760 scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Avalanche Landslide

All 18 Hazard Scores

Cold Wave
9.8
Avalanche
9.7
Landslide
9.5
Volcanic Activity
9.5
Wildfire
9.4
Winter Weather
8.2
Earthquake
7.8
Tsunami
5.4
Coastal Flooding
4.9
Ice Storm
3.3
Hurricane
2.4
Lightning
2.4
Drought
1.7
Tornado
1.3
Strong Wind
1.3
Hail
1.3
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

ZIP 99760
5.2
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 99760, Alaska

Located in Alaska, the northernmost U.S. state, ZIP 99760 serves the Nenana community. The subarctic climate of this part of Alaska β€” bringing subarctic conditions with extreme cold winters and brief summers β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 99760's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include avalanche and landslide.

Relative to other U.S. communities, ZIP 99760's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.6/10 state average. The hazard distribution here is led by cold wave and avalanche, as measured by FEMA across Alaska. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 99760 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for ZIP 99760: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Risk for the surrounding area

Local Factors for ZIP 99760

These city-level factors differentiate ZIP 99760 from other communities in Alaska County and provide geographic context for its hazard exposure.

Population

833

Rural

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 64.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.4/10

Coordinates

64.3704Β° N, 149.1751Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 99760

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.