Natural Disaster Risk — ZIP Code 99918

Natural Hazard Profile: ZIP 99918, Alaska

ZIP 99918 covers part of the Coffman Cove area, in Alaska, the northernmost U.S. state. The surrounding region experiences subarctic conditions with extreme cold winters and brief summers, with severe winter storms shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 99918's composite natural disaster risk at 4.1 out of 10 — moderate risk. The threat of tsunami inundation tops the local coastal risk profile, requiring residents in low-lying areas to maintain awareness of evacuation routes and warning systems. Residents should also account for volcano and landslide risk in their preparedness planning.

ZIP 99918's risk score, slightly below the 4.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are tsunami, volcano, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 99918's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.