🌍 ClimateRiskCheck

Natural Disaster Risk in Gunnison

Colorado

4.7out of 10
Moderate Risk

Risk Summary for Gunnison

Gunnison scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Volcanic Activity

All 18 Hazard Scores

Avalanche
9.9
Landslide
9.8
Volcanic Activity
9.4
Wildfire
7.4
Lightning
6.7
Tsunami
5.4
Earthquake
4.9
Coastal Flooding
4.9
Winter Weather
4.6
Drought
4.3
Hurricane
2.4
Ice Storm
2.4
Cold Wave
1.9
Tornado
1.8
Strong Wind
1.6
Hail
1.6
Extreme Heat
1.5
Riverine Flooding
1.0

How it compares

Gunnison
4.7
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gunnison, Colorado

Gunnison, in Gunnison County, is a city of approximately 10,971 residents situated in the Great Plains. Its semi-arid continental climate brings dry air, significant mountain snowfall, and rapid weather changes, and in particular dramatic spring snowstorms and summer hailstorms. These conditions collectively define the natural hazard environment that Gunnison residents and property owners must navigate.

According to FEMA's National Risk Index, Gunnison carries an overall risk score of 4.7/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to landslide and volcano.

Within Colorado, Gunnison's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Gunnison County identifies avalanche as the foremost hazard, followed by landslide and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Gunnison residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Gunnison: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Gunnison

These city-level factors differentiate Gunnison from other communities in Gunnison County and provide geographic context for its hazard exposure.

Population

10,971

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.4/10

Coordinates

38.4075Β° N, 106.9837Β° W

Gunnison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gunnison

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gunnison

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.