Natural Disaster Risk in Gunnison County
Colorado
4.7out of 10
Risk Summary for Gunnison County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Avalanche Landslide Volcanic Activity
All 18 Hazard Scores
Avalanche 9.9
Landslide 9.8
Volcanic Activity 9.4
Wildfire 7.4
Lightning 6.7
Tsunami 5.4
Earthquake 4.9
Coastal Flooding 4.9
Winter Weather 4.6
Drought 4.3
Hurricane 2.4
Ice Storm 2.4
Cold Wave 1.9
Tornado 1.8
Strong Wind 1.6
Hail 1.6
Extreme Heat 1.5
Riverine Flooding 1.0
How it compares
Gunnison County 4.7
Colorado avg. 5.2
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Gunnison County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.