Natural Disaster Risk in Ohio City
Colorado
Risk Summary for Ohio City
Ohio City scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Ohio City, Colorado
Located in the Great Plains in Gunnison County, Ohio City is a small unincorporated community. The semi-arid continental climate that characterizes this part of Colorado — marked by dry air, significant mountain snowfall, and rapid weather changes — directly influences the types and severity of natural hazards present, making Ohio City a community where hazard awareness has real practical value.
Ohio City's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include landslide and volcano.
Relative to other U.S. communities, Ohio City's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Gunnison County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Ohio City residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.
What this means for Ohio City: Avalanche preparedness
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
- Properties in runout zones may require specialized hazard assessment and insurance.
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
Local Factors for Ohio City
These city-level factors differentiate Ohio City from other communities in Gunnison County and provide geographic context for its hazard exposure.
Population
169
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 38.6°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High — long dry fire season
Fire score: 7.4/10
Coordinates
38.6284° N, 106.5911° W
Gunnison County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Ohio City
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Ohio City
Other cities in Colorado
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.