🌍 ClimateRiskCheck

Natural Disaster Risk in Earl Park

Indiana

3.7out of 10
Low Risk

Risk Summary for Earl Park

Earl Park scores 3.7/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Cold Wave

All 18 Hazard Scores

Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Earthquake
4.9
Hurricane
4.9
Coastal Flooding
4.9
Hail
4.8
Avalanche
4.5
Tornado
3.8
Extreme Heat
3.3
Winter Weather
3.2
Strong Wind
3.1
Landslide
2.6
Ice Storm
2.5
Lightning
1.8
Drought
1.7
Wildfire
1.3
Riverine Flooding
1.0

How it compares

Earl Park
3.7
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Earl Park, Indiana

Earl Park, in Benton County, is a small community of about 767 situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Earl Park residents and property owners must navigate.

Earl Park's overall natural disaster risk is rated 3.7/10 (Low) by FEMA's National Risk Index. The threat of tsunami inundation tops the local coastal risk profile, requiring residents in low-lying areas to maintain awareness of evacuation routes and warning systems. Secondary hazards include volcano and cold wave.

Within Indiana, Earl Park's risk is, considerably below the 5.5/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Benton County identifies tsunami as the foremost hazard, followed by volcano and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Earl Park carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” tsunami β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Earl Park: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Local Factors for Earl Park

These city-level factors differentiate Earl Park from other communities in Benton County and provide geographic context for its hazard exposure.

Population

767

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.3/10

Coordinates

40.6879Β° N, 87.4472Β° W

Benton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Earl Park

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Earl Park

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.