Natural Disaster Risk — ZIP Code 47942

Natural Hazard Profile: ZIP 47942, Indiana

ZIP 47942 in Earl Park sits in the interior eastern United States. Its humid continental climate produces cold winters and warm, humid summers with variable severe weather, and notably spring tornado risk across the state. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 47942 carries an overall risk score of 3.7/10, placing it in the low category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to volcano and cold wave.

Within Indiana, ZIP 47942's risk is, considerably below the 5.5/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Indiana identifies tsunami as the foremost hazard, followed by volcano and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 47942 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — tsunami — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.