🌍 ClimateRiskCheck

Natural Disaster Risk in Benton County

Indiana

3.7out of 10
Low Risk

Risk Summary for Benton County

Benton County scores 3.7/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Cold Wave

All 18 Hazard Scores

Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Earthquake
4.9
Hurricane
4.9
Coastal Flooding
4.9
Hail
4.8
Avalanche
4.5
Tornado
3.8
Extreme Heat
3.3
Winter Weather
3.2
Strong Wind
3.1
Landslide
2.6
Ice Storm
2.5
Lightning
1.8
Drought
1.7
Wildfire
1.3
Riverine Flooding
1.0

How it compares

Benton County
3.7
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Benton County, Indiana

Benton County is located in the United States in Indiana, home to roughly 8,719 residents. The county experiences cold winters and warm, humid summers with variable severe weather, with spring tornado risk across the state shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Benton County carries an overall risk score of 3.7/10, placing it in the low category. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. The area also faces notable exposure to volcano and cold wave.

Benton County's risk score, considerably below the 5.5/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Benton County, the highest-scoring are tsunami, volcano, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Benton County carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” tsunami β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Benton County: Tsunami preparedness

  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.

Cities in Benton County

ZIP codes in Benton County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.