🌍 ClimateRiskCheck

Natural Disaster Risk in Fowler

Indiana

3.7out of 10
Low Risk

Risk Summary for Fowler

Fowler scores 3.7/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Cold Wave

All 18 Hazard Scores

Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Earthquake
4.9
Hurricane
4.9
Coastal Flooding
4.9
Hail
4.8
Avalanche
4.5
Tornado
3.8
Extreme Heat
3.3
Winter Weather
3.2
Strong Wind
3.1
Landslide
2.6
Ice Storm
2.5
Lightning
1.8
Drought
1.7
Wildfire
1.3
Riverine Flooding
1.0

How it compares

Fowler
3.7
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fowler, Indiana

Fowler, in Benton County, is a town of roughly 3,376 residents situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Fowler residents and property owners must navigate.

According to FEMA's National Risk Index, Fowler carries an overall risk score of 3.7/10, placing it in the low category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to volcano and cold wave.

Within Indiana, Fowler's risk is, considerably below the 5.5/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Benton County identifies tsunami as the foremost hazard, followed by volcano and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Fowler carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” tsunami β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Fowler: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Local Factors for Fowler

These city-level factors differentiate Fowler from other communities in Benton County and provide geographic context for its hazard exposure.

Population

3,376

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.3/10

Coordinates

40.6107Β° N, 87.3280Β° W

Benton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fowler

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Fowler

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.