Natural Disaster Risk — ZIP Code 47944

Natural Hazard Profile: ZIP 47944, Indiana

Located in the interior eastern United States, ZIP 47944 serves the Fowler community. The humid continental climate of this part of Indiana — bringing cold winters and warm, humid summers with variable severe weather — directly shapes the hazard exposure for properties in this postal area.

ZIP 47944's overall natural disaster risk is rated 3.7/10 (Low) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include volcano and cold wave.

Relative to other U.S. communities, ZIP 47944's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.5/10 state average. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Indiana. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 47944 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — tsunami — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.