🌍 ClimateRiskCheck

Natural Disaster Risk in Marydel

Maryland

5.7out of 10
Moderate Risk

Risk Summary for Marydel

Marydel scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Drought Hurricane

All 18 Hazard Scores

Coastal Flooding
9.5
Drought
9.3
Hurricane
8.6
Winter Weather
6.9
Wildfire
6.5
Extreme Heat
6.4
Earthquake
6.0
Strong Wind
5.5
Tsunami
5.4
Volcanic Activity
5.1
Lightning
4.7
Ice Storm
4.7
Avalanche
4.5
Tornado
4.2
Hail
3.9
Cold Wave
3.3
Landslide
3.0
Riverine Flooding
1.0

How it compares

Marydel
5.7
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Marydel, Maryland

Marydel, in Queen Anne's County, is a small community of about 1,890 situated along the mid-Atlantic coast. Its humid subtropical climate brings warm summers, mild winters, and coastal storm exposure, and in particular tropical storm and nor'easter impacts. These conditions collectively define the natural hazard environment that Marydel residents and property owners must navigate.

According to FEMA's National Risk Index, Marydel carries an overall risk score of 5.7/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to drought and hurricane.

Within Maryland, Marydel's risk is, slightly below the 6.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Queen Anne's County identifies coastal flood as the foremost hazard, followed by drought and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Marydel residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Marydel: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Marydel

These city-level factors differentiate Marydel from other communities in Queen Anne's County and provide geographic context for its hazard exposure.

Population

1,890

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 39.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.5/10

Coordinates

39.1366Β° N, 75.7745Β° W

Queen Anne's County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Marydel

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Marydel

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.