Natural Disaster Risk in Queen Anne
Maryland
Risk Summary for Queen Anne
Queen Anne scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Queen Anne, Maryland
Located along the mid-Atlantic coast in Queen Anne's County, Queen Anne is a small community of about 1,354. The humid subtropical climate that characterizes this part of Maryland — marked by warm summers, mild winters, and coastal storm exposure — directly influences the types and severity of natural hazards present, making Queen Anne a community where hazard awareness has real practical value.
Queen Anne's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include drought and hurricane.
Relative to other U.S. communities, Queen Anne's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.5/10 state average. The hazard distribution here is led by coastal flood and drought, as measured by FEMA across Queen Anne's County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Queen Anne's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.
What this means for Queen Anne: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Queen Anne
These city-level factors differentiate Queen Anne from other communities in Queen Anne's County and provide geographic context for its hazard exposure.
Population
1,354
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 39.0°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 6.5/10
Coordinates
38.9534° N, 75.9904° W
Queen Anne's County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Queen Anne
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Queen Anne
Other cities in Maryland
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.