🌍 ClimateRiskCheck

Natural Disaster Risk in Stevensville

Maryland

5.7out of 10
Moderate Risk

Risk Summary for Stevensville

Stevensville scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Drought Hurricane

All 18 Hazard Scores

Coastal Flooding
9.5
Drought
9.3
Hurricane
8.6
Winter Weather
6.9
Wildfire
6.5
Extreme Heat
6.4
Earthquake
6.0
Strong Wind
5.5
Tsunami
5.4
Volcanic Activity
5.1
Lightning
4.7
Ice Storm
4.7
Avalanche
4.5
Tornado
4.2
Hail
3.9
Cold Wave
3.3
Landslide
3.0
Riverine Flooding
1.0

How it compares

Stevensville
5.7
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Stevensville, Maryland

Located along the mid-Atlantic coast in Queen Anne's County, Stevensville is a city of approximately 14,394 residents. The humid subtropical climate that characterizes this part of Maryland β€” marked by warm summers, mild winters, and coastal storm exposure β€” directly influences the types and severity of natural hazards present, making Stevensville a community where hazard awareness has real practical value.

FEMA rates Stevensville's composite natural disaster risk at 5.7 out of 10 β€” moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for drought and hurricane risk in their preparedness planning.

Relative to other U.S. communities, Stevensville's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.5/10 state average. The hazard distribution here is led by coastal flood and drought, as measured by FEMA across Queen Anne's County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Stevensville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Stevensville: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Stevensville

These city-level factors differentiate Stevensville from other communities in Queen Anne's County and provide geographic context for its hazard exposure.

Population

14,394

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 38.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.5/10

Coordinates

38.9396Β° N, 76.3327Β° W

Queen Anne's County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Stevensville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Stevensville

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.