🌍 ClimateRiskCheck

Natural Disaster Risk in Ashland

Mississippi

4.8out of 10
Moderate Risk

Risk Summary for Ashland

Ashland scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Landslide Tornado

All 18 Hazard Scores

Earthquake
8.1
Landslide
7.4
Tornado
6.1
Hurricane
5.8
Wildfire
5.7
Extreme Heat
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.7
Cold Wave
4.7
Avalanche
4.5
Lightning
3.8
Ice Storm
3.0
Strong Wind
2.5
Hail
2.3
Winter Weather
1.7
Riverine Flooding
1.0

How it compares

Ashland
4.8
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ashland, Mississippi

Located in the interior eastern United States in Benton County, Ashland is a town of roughly 2,530 residents. The humid subtropical climate that characterizes this part of Mississippi β€” marked by very hot, humid summers and mild winters β€” directly influences the types and severity of natural hazards present, making Ashland a community where hazard awareness has real practical value.

Ashland's overall natural disaster risk is rated 4.8/10 (Moderate) by FEMA's National Risk Index. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. Secondary hazards include landslide and tornado.

Relative to other U.S. communities, Ashland's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 6.1/10 state average. The hazard distribution here is led by earthquake and landslide, as measured by FEMA across Benton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Ashland residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Ashland: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Ashland

These city-level factors differentiate Ashland from other communities in Benton County and provide geographic context for its hazard exposure.

Population

2,530

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

34.8395Β° N, 89.1416Β° W

Benton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ashland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ashland

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.