🌍 ClimateRiskCheck

Natural Disaster Risk in Cedarbluff

Mississippi

5.7out of 10
Moderate Risk

Risk Summary for Cedarbluff

Cedarbluff scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Hurricane Tornado

All 18 Hazard Scores

Earthquake
8.2
Hurricane
8.0
Tornado
7.8
Cold Wave
7.3
Drought
6.7
Extreme Heat
6.7
Lightning
6.5
Ice Storm
6.1
Hail
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.6
Avalanche
4.5
Wildfire
3.5
Landslide
3.5
Winter Weather
2.0
Riverine Flooding
1.0

How it compares

Cedarbluff
5.7
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cedarbluff, Mississippi

Cedarbluff is a small community of about 1,385 in Clay County, in the interior eastern United States. The area experiences very hot, humid summers and mild winters, with overlapping tornado and hurricane seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Cedarbluff.

According to FEMA's National Risk Index, Cedarbluff carries an overall risk score of 5.7/10, placing it in the moderate category. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. The area also faces notable exposure to hurricane and tornado.

Cedarbluff's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Clay County, the highest-scoring are earthquake, hurricane, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Cedarbluff's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that earthquake exposure is adequately protected is a worthwhile step for property owners.

What this means for Cedarbluff: Earthquake preparedness

  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.

Local Factors for Cedarbluff

These city-level factors differentiate Cedarbluff from other communities in Clay County and provide geographic context for its hazard exposure.

Population

1,385

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

33.6525Β° N, 88.8554Β° W

Clay County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cedarbluff

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Cedarbluff

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.