🌍 ClimateRiskCheck

Natural Disaster Risk in Chunky

Mississippi

6.4out of 10
High Risk

Risk Summary for Chunky

Chunky scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tornado Cold Wave

All 18 Hazard Scores

Hurricane
8.7
Tornado
8.6
Cold Wave
7.8
Strong Wind
7.5
Hail
7.0
Extreme Heat
7.0
Drought
6.8
Lightning
6.5
Ice Storm
6.4
Earthquake
6.3
Landslide
6.3
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Wildfire
4.6
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Chunky
6.4
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chunky, Mississippi

Chunky is a small community of about 1,017 in Newton County, in the interior eastern United States. The area experiences very hot, humid summers and mild winters, with overlapping tornado and hurricane seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Chunky.

According to FEMA's National Risk Index, Chunky carries an overall risk score of 6.4/10, placing it in the high category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to tornado and cold wave.

Chunky's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Newton County, the highest-scoring are hurricane, tornado, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Chunky residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Chunky: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Chunky

These city-level factors differentiate Chunky from other communities in Newton County and provide geographic context for its hazard exposure.

Population

1,017

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

32.3497Β° N, 88.9262Β° W

Newton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chunky

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chunky

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.