Natural Disaster Risk in Coila

Natural Hazard Profile: Coila, Mississippi

Located in the interior eastern United States in Carroll County, Coila is a small community of about 1,215. The humid subtropical climate that characterizes this part of Mississippi — marked by very hot, humid summers and mild winters — directly influences the types and severity of natural hazards present, making Coila a community where hazard awareness has real practical value.

Coila's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include landslide and drought.

Relative to other U.S. communities, Coila's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by wind and landslide, as measured by FEMA across Carroll County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Coila's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.