🌍 ClimateRiskCheck

Natural Disaster Risk in Decatur

Mississippi

6.4out of 10
High Risk

Risk Summary for Decatur

Decatur scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tornado Cold Wave

All 18 Hazard Scores

Hurricane
8.7
Tornado
8.6
Cold Wave
7.8
Strong Wind
7.5
Hail
7.0
Extreme Heat
7.0
Drought
6.8
Lightning
6.5
Ice Storm
6.4
Earthquake
6.3
Landslide
6.3
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Wildfire
4.6
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Decatur
6.4
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Decatur, Mississippi

Decatur, in Newton County, is a town of roughly 4,509 residents situated in the interior eastern United States. Its humid subtropical climate brings very hot, humid summers and mild winters, and in particular overlapping tornado and hurricane seasons. These conditions collectively define the natural hazard environment that Decatur residents and property owners must navigate.

Decatur's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include tornado and cold wave.

Within Mississippi, Decatur's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Newton County identifies hurricane as the foremost hazard, followed by tornado and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Decatur residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Decatur: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Decatur

These city-level factors differentiate Decatur from other communities in Newton County and provide geographic context for its hazard exposure.

Population

4,509

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

32.4456Β° N, 89.1217Β° W

Newton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Decatur

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Decatur

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.