🌍 ClimateRiskCheck

Natural Disaster Risk in Florence

Mississippi

7.6out of 10
High Risk

Risk Summary for Florence

Florence scores 7.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Tornado Extreme Heat

All 18 Hazard Scores

Hail
9.8
Tornado
9.5
Extreme Heat
9.4
Strong Wind
9.3
Lightning
8.9
Ice Storm
8.9
Hurricane
8.8
Cold Wave
8.6
Earthquake
8.4
Winter Weather
8.4
Drought
7.0
Landslide
6.4
Wildfire
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Florence
7.6
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Florence, Mississippi

Located in the interior eastern United States in Rankin County, Florence is a city of approximately 21,066 residents. The humid subtropical climate that characterizes this part of Mississippi β€” marked by very hot, humid summers and mild winters β€” directly influences the types and severity of natural hazards present, making Florence a community where hazard awareness has real practical value.

Florence's overall natural disaster risk is rated 7.6/10 (High) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include tornado and heat.

Relative to other U.S. communities, Florence's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.1/10 state average. The hazard distribution here is led by hail and tornado, as measured by FEMA across Rankin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Florence residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Florence: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Florence

These city-level factors differentiate Florence from other communities in Rankin County and provide geographic context for its hazard exposure.

Population

21,066

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.1/10

Coordinates

32.1027Β° N, 90.1305Β° W

Rankin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Florence

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Florence

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.